The Value of a Second Opinion
The value of a second opinion has a real dollar amount. This is the story of a real client’s second opinion and why it can be critical to talk to more than one lender when shopping for a ...
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New Home Buyer
Getting Your Offer Accepted in a Seller’s Ma...
It’s a seller’s market and getting your purchase offer accepted is challenging. Desirable homes in good condition can receive 10, 20, maybe more than 30 offers. One of those offers is going to win. Why not have it ...
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Clues About the Condition of the House
Things You Should Look For When Shopping For a Home Before looking at houses, decide if you’re willing to make any major repairs that might be needed, such as structural, roofing, or plumbing. Pay attention to clues on ...
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The E5 Zero-Zero Offer
As you might have guessed from “Zero-Zero,” you get something for nothing. And you’re right. At E5, we believe in shopping your home loan for the best fit loan program with a great interest rate. Most important, we ...
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The Adjustable Rate Mortgage – Don’t F...
The Value of ARMs Besides helping lift things, hugging and being the perfect place to attach your hands, ARMs can play another important role in your life. I’m speaking of Adjustable Rate Mortgages (ARM). These got pretty scarce ...
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No Appraisal Cost Purchase Loans
That’s right, no appraisal cost on a purchase. Now through March 31, 2022, we’re offering homebuyers up to a $600 credit towards the appraisal on a primary home purchase. With E5 Home Loans, we shop to ensure buyers ...
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What to look for from your mortgage company
Getting a home loan is one of the largest purchases you will ever make. A mortgage broker has advantages in three categories; price, product & service.
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Don’t Let Special Circumstances Keep You from Ge...
There are a whole bunch of special circumstances that can affect your ability to qualify for a home loan. Getting straight answers, and sometimes a second opinion, regarding the rules and guidelines can be the difference between getting ...
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The Difference Between an Appraisal and a Home Ins...
Frequently people confuse the terms appraisal and inspection. While they are both part of the home buying process, they are distinctly different. In the simplest of terms, an appraisal determines the “value” of your home for a lender, ...
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When Applying for a Home Loan Do This, but Do NOT ...
When buying or refinancing a home, there are some activities that can derail the processing of your loan. Here’s a list of things that you should NOT do without first consulting your loan officer
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