Under Contract – What’s Next?
Once your house is under contract, the loan process gets going. It can be a stressful time to try and keep track of everything while packing up your things and preparing to move. As part of the E5 ...
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New Home Buyer
Mortgage Rates – A Historical Perspective
We’ve been getting a lot of questions about rates and where they’re going It’s a good time to reflect on where rates have been historically…not recently. A couple of weeks ago, we talked about the changing housing market ...
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The Changing Housing Market & Economy
It’s an interesting time to be in the real estate & finance business. You know, “interesting” as the word you use to be polite. Wink, wink. Where the market is today in relation to housing supply and demand, ...
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Choosing Your Location When Home Shopping
The location of your new home will do just as much, if not more, for the future value of your investment as the house itself. It also affects your everyday life. Keep these things in mind when choosing ...
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Selling Your Home – Secrets are a No-Go
Nobody likes secrets, especially when it comes to the sale of a house. We’ve laid out a quick guide to help sellers know what they need to disclose. Material Fact material (noun) 5. a group of ideas, facts, ...
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Not All Rates Are Created Equal
The rise of interest rates this year ushered in more and more loan options, news articles and conversations about where rates stand and where they are going. It’s easy to read or hear something with a number like ...
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Buyer Super Power – Form of A Cash Offer
“Cash is King” A phrase as old as cash. And a phrase too often heard by realtors representing buyers. It can sting a bit when a buyer loses a bid because they don’t make a cash offer. Now, ...
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Credit Score: What makes up your FICO score
Your credit score can mean the difference between qualifying for a home loan or being denied. Even more so, it can impact the interest rate you might qualify to receive. So, what makes up your credit score? Your FICO score ...
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How Much Can I Afford?
There’s common sense and there are lending requirements when you go to determine how much home you can afford to buy. We strongly encourage borrowers to set their own limit on a monthly payment amount before even beginning ...
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The Value of a Second Opinion
The value of a second opinion has a real dollar amount. This is the story of a real client’s second opinion and why it can be critical to talk to more than one lender when shopping for a ...
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