New Home Buyer

Knowing Your Finances Before Buying a Home

When preparing to buy a house, whether it is your first home or your tenth, it’s crucial to know the current state of your finances. This includes setting your budget, making good credit decisions and getting prequalified for ...
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What is a “Temporary Buydown” and why ...

Why should I care about a temporary buydown? You might be hearing a lot of chatter about “2-1 buydowns” which is a specific version of a temporary buydown. To all real estate agents, this loan product helps sell ...
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What Should Be In Your First Toolbox

Moving into a new home requires a toolbox to help install, build and fix a multitude of things. We see that Ikea desk sitting in the corner. If you’re an amateur at do-it-yourself repairs, you can be overwhelmed ...
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Why Do I Need a Home Inspection?

Part of the E5 Homebuyers Guide reviews home inspections and why they are a good investment. Many first-time homebuyers are overwhelmed with the process, especially the challenge of identifying a house’s red flags to know what areas might ...
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Under Contract – What’s Next?

Once your house is under contract, the loan process gets going.  It can be a stressful time to try and keep track of everything while packing up your things and preparing to move.  As part of the E5 ...
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Mortgage Rates – A Historical Perspective

We’ve been getting a lot of questions about rates and where they’re going It’s a good time to reflect on where rates have been historically…not recently. A couple of weeks ago, we talked about the changing housing market ...
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The Changing Housing Market & Economy

It’s an interesting time to be in the real estate & finance business. You know, “interesting” as the word you use to be polite. Wink, wink.  Where the market is today in relation to housing supply and demand, ...
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Choosing Your Location When Home Shopping

The location of your new home will do just as much, if not more, for the future value of your investment as the house itself.  It also affects your everyday life.  Keep these things in mind when choosing ...
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Selling Your Home – Secrets are a No-Go

Nobody likes secrets, especially when it comes to the sale of a house. We’ve laid out a quick guide to help sellers know what they need to disclose. Material Fact material (noun) 5. a group of ideas, facts, ...
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Not All Rates Are Created Equal

The rise of interest rates this year ushered in more and more loan options, news articles and conversations about where rates stand and where they are going. It’s easy to read or hear something with a number like ...
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