New Home Buyer

Why Do I Need a Home Inspection?

Part of the E5 Homebuyers Guide reviews home inspections and why they are a good investment. Many first-time homebuyers are overwhelmed with the process, especially the challenge of identifying a house’s red flags to know what areas might ...
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Under Contract – What’s Next?

Once your house is under contract, the loan process gets going.  It can be a stressful time to try and keep track of everything while packing up your things and preparing to move.  As part of the E5 ...
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Mortgage Rates – A Historical Perspective

We’ve been getting a lot of questions about rates and where they’re going It’s a good time to reflect on where rates have been historically…not recently. A couple of weeks ago, we talked about the changing housing market ...
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The Changing Housing Market & Economy

It’s an interesting time to be in the real estate & finance business. You know, “interesting” as the word you use to be polite. Wink, wink.  Where the market is today in relation to housing supply and demand, ...
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Choosing Your Location When Home Shopping

The location of your new home will do just as much, if not more, for the future value of your investment as the house itself.  It also affects your everyday life.  Keep these things in mind when choosing ...
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Selling Your Home – Secrets are a No-Go

Nobody likes secrets, especially when it comes to the sale of a house. We’ve laid out a quick guide to help sellers know what they need to disclose. Material Fact material (noun) 5. a group of ideas, facts, ...
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Not All Rates Are Created Equal

The rise of interest rates this year ushered in more and more loan options, news articles and conversations about where rates stand and where they are going. It’s easy to read or hear something with a number like ...
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Credit Score: What makes up your FICO score

Your credit score can mean the difference between qualifying for a home loan or being denied.  Even more so, it can impact the interest rate you might qualify to receive.  So, what makes up your credit score? Your FICO score ...
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How Much Can I Afford?

There’s common sense and there are lending requirements when you go to determine how much home you can afford to buy.  We strongly encourage borrowers to set their own limit on a monthly payment amount before even beginning ...
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