New Home Buyer

Making an Offer – Part 2 Contingencies

Conditional/Contingent Offers You’ve made an offer and negotiated a purchase price, so it’s time to learn about the contingencies that impact a home purchase contract.  When you make an offer, you might make a conditional or contingent offer.  ...
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What is Mortgage Protection Insurance?

When you close a loan, don’t be surprised to see your mailbox explode with Mortgage Protection Insurance (MPI) offers. These offers follow closing on a new home purchase, a refinance, or even a Home Equity Line of Credit. ...
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Getting Pre-Qualified/Pre-Approved to Buy a Home

What is Pre-Approval/Pre-Qualification? A Pre-Qualification letter is one of the most important documents you need when shopping for a home.  Some real estate agents will not even show you houses without one. Certain states require buyers to have ...
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House Shopping Tips

Here are some quick shopping tips to help make the process easier This is the fun part where you and your real estate agent will look at homes.  It is easy to get overwhelmed during this part of ...
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Knowing Your Finances Before Buying a Home

When preparing to buy a house, whether it is your first home or your tenth, it’s crucial to know the current state of your finances. This includes setting your budget, making good credit decisions and getting prequalified for ...
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What is a “Temporary Buydown” and why ...

Why should I care about a temporary buydown? You might be hearing a lot of chatter about “2-1 buydowns” which is a specific version of a temporary buydown. To all real estate agents, this loan product helps sell ...
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What Should Be In Your First Toolbox

Moving into a new home requires a toolbox to help install, build and fix a multitude of things. We see that Ikea desk sitting in the corner. If you’re an amateur at do-it-yourself repairs, you can be overwhelmed ...
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