Realtor Archives - Page 4 of 5

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The Changing Housing Market & Economy

It’s an interesting time to be in the real estate & finance business. You know, “interesting” as the word you use to be polite. Wink, wink. Where the market is today in relation to housing supply and demand, as well as where interest rates are isn’t an abnormal situation. It just feels shockingly different today. […]

Choosing Your Location When Home Shopping

The location of your new home will do just as much, if not more, for the future value of your investment as the house itself. It also affects your everyday life. Keep these things in mind when choosing your location. Geography There are many aspects to take into consideration when choosing your future location. Geographically, […]

Selling Your Home – Secrets are a No-Go

Nobody likes secrets, especially when it comes to the sale of a house. We’ve laid out a quick guide to help sellers know what they need to disclose. Material Fact material (noun) 5. a group of ideas, facts, data, etc., that may provide the basis for or be incorporated into some integrated work. fact (noun) […]

Not All Rates Are Created Equal

The rise of interest rates this year ushered in more and more loan options, news articles and conversations about where rates stand and where they are going. It’s easy to read or hear something with a number like 4%, 5%, 6%. One number doesn’t tell the whole story, whether it’s in the media or when […]

Buyer Super Power – Form of A Cash Offer

“Cash is King” A phrase as old as cash. And a phrase too often heard by realtors representing buyers. It can sting a bit when a buyer loses a bid because they don’t make a cash offer. Now, there’s a solution – The E5 Home Loans “Cash is King” program. It puts a buyer in […]

The Value of a Second Opinion

The value of a second opinion has a real dollar amount. This is the story of a real client’s second opinion and why it can be critical to talk to more than one lender when shopping for a mortgage. We want to start by thanking Stephanie Olson for allowing E5 Home Loans the opportunity to […]

Getting Your Offer Accepted in a Seller’s Market

It’s a seller’s market and getting your purchase offer accepted is challenging. Desirable homes in good condition can receive 10, 20, maybe more than 30 offers. One of those offers is going to win. Why not have it be yours? Here are tips on how to get your offer accepted in a seller’s market 1. […]

Clues About the Condition of the House

Things You Should Look For When Shopping For a Home Before looking at houses, decide if you’re willing to make any major repairs that might be needed, such as structural, roofing, or plumbing. Pay attention to clues on the condition of the house before even placing an offer or get an inspection done. Maintenance issues […]

The E5 Zero-Zero Offer

As you might have guessed from “Zero-Zero,” you get something for nothing. And you’re right. At E5, we believe in shopping your home loan for the best fit loan program with a great interest rate. Most important, we don’t include a bunch of crazy fees. The value of a second opinion A homebuyer recently contacted […]

The Adjustable Rate Mortgage – Don’t Fear The ARMs

The Value of ARMs Besides helping lift things, hugging and being the perfect place to attach your hands, ARMs can play another important role in your life. I’m speaking of Adjustable Rate Mortgages (ARM). These got pretty scarce after the great recession, but they are becoming more popular home loans and here’s why. Inside the […]