With mortgage rates remaining high, E5 Home Loans is now offering No-Cost Appraisals* with 1-0 Temporary Rate Buydowns. Yet another way to help buyers save money and sellers sell their home faster. From now until March 31, 2024, ...
READ MORE
Wire fraud is a criminal act that involves the use of electronic communication or wire transfers to defraud someone. It typically occurs when nefarious individuals mislead others to send money electronically, such as through wire transfers. The most ...
READ MORE
Applying online for a mortgage is a convenient and easy way to start the process of buying a home. The E5 Home Loans online application takes only 5-10 minutes. Simply enter your contact info, income history and answer ...
READ MORE
Conditional/Contingent Offers You’ve made an offer and negotiated a purchase price, so it’s time to learn about the contingencies that impact a home purchase contract. When you make an offer, you might make a conditional or contingent offer. ...
READ MORE
Making an Offer You finally found the perfect home and it’s time to place an offer. Your real estate agent will guide you through this process, but as the buyer, you have the final say in the offer ...
READ MORE
What is Pre-Approval/Pre-Qualification? A Pre-Qualification letter is one of the most important documents you need when shopping for a home. Some real estate agents will not even show you houses without one. Certain states require buyers to have ...
READ MORE
Here are some quick shopping tips to help make the process easier This is the fun part where you and your real estate agent will look at homes. It is easy to get overwhelmed during this part of ...
READ MORE
Answer: Your credit score has a HUGE impact on your available mortgage rate. To put a dollar figure on that rate difference, a realistic number could be more than $7,000/yr. Let’s look at a likely home loan scenario. ...
READ MORE
When preparing to buy a house, whether it is your first home or your tenth, it’s crucial to know the current state of your finances. This includes setting your budget, making good credit decisions and getting prequalified for ...
READ MORE
Why should I care about a temporary buydown? You might be hearing a lot of chatter about “2-1 buydowns” which is a specific version of a temporary buydown. To all real estate agents, this loan product helps sell ...
READ MORE