Latest Articles

Credit Score: What makes up your FICO score

Your credit score can mean the difference between qualifying for a home loan or being denied.  Even more so, it can impact the interest rate you might qualify to receive.  So, what makes up your credit score? Your FICO score is a three-digit number generated by a mathematical algorithm using your prior payment history as a benchmark, […]

Reasons why a mortgage application is denied

Redfin recently feature E5 Home Loans’ Owner, Larry Cappelletti in an article on underwriting.  Larry’s guest contribution discussed reasons why a mortgage application might be denied.  There’s some great info in the following excert and things to watch out for in the process. To read the entire article, visit Redfin Income, assets, and credit history […]