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[Insert Sensational Headline] re: Housing Market Misinformation

The Real Headline is “Read More” to Arm Yourself with Accurate Information Misinformation riddles our society every day. We live in a world of soundbits and clips incentivizing the public to barely scratch the surface level of understanding issues. News outlets write many headlines and even some entire stories to communicate drama rather than impartial […]

Mortgage Rates – A Historical Perspective

We’ve been getting a lot of questions about rates and where they’re going It’s a good time to reflect on where rates have been historically…not recently. A couple of weeks ago, we talked about the changing housing market and how sudden it is shifting. By sudden, I mean in the blink of an eye. Rates […]

The Changing Housing Market & Economy

It’s an interesting time to be in the real estate & finance business. You know, “interesting” as the word you use to be polite. Wink, wink. Where the market is today in relation to housing supply and demand, as well as where interest rates are isn’t an abnormal situation. It just feels shockingly different today. […]

Selling Your Home – Secrets are a No-Go

Nobody likes secrets, especially when it comes to the sale of a house. We’ve laid out a quick guide to help sellers know what they need to disclose. Material Fact material (noun) 5. a group of ideas, facts, data, etc., that may provide the basis for or be incorporated into some integrated work. fact (noun) […]

Not All Rates Are Created Equal

The rise of interest rates this year ushered in more and more loan options, news articles and conversations about where rates stand and where they are going. It’s easy to read or hear something with a number like 4%, 5%, 6%. One number doesn’t tell the whole story, whether it’s in the media or when […]

The Adjustable Rate Mortgage – Don’t Fear The ARMs

The Value of ARMs Besides helping lift things, hugging and being the perfect place to attach your hands, ARMs can play another important role in your life. I’m speaking of Adjustable Rate Mortgages (ARM). These got pretty scarce after the great recession, but they are becoming more popular home loans and here’s why. Inside the […]