Contest Rules

The E5 12 Days of Christmas Giveaway

For details or to enter, visit



Winners will be selected in a random drawings each day December 7 – 18, 2021.


  2. Eligibility. Subject to the additional restrictions below, The E5 12 Days of Christmas Giveaway (the “Sweepstakes”) is open to Arizona residents who are 18 years or older at the time of entry. Employees of E5 Home Loans (“Sponsor”) and the immediate family members of, and any persons domiciled with, any such employees, are not eligible to enter or to win.
  3. How To Enter: The Sweepstakes will begin at 6 a.m., E.T. on Monday, December 6, 2021 and end at 11:59 p.m., E.T. on Friday, December 17, 2021 (the “Sweepstakes Period”). To be eligible all entries must be received before 11:59 pm ET on Friday, December 17, 2021. Sponsor will not be responsible for incomplete, lost, late, or illegible entries or for failure to receive entries due to transmission or technical failures of any kind, including, without limitation, malfunctioning of any network. All entries become property of Sponsor and none will be returned. Any questions regarding the number of entries submitted shall be determined by Sponsor in its sole discretion, and Sponsor reserves the right to disqualify any entries by persons determined to be tampering with or abusing any aspect of the Sweepstakes.
  4. Winner Selection. One (1) Winner and two (2) Secondary entries will be selected in a random drawing from among all eligible entries received to be held on or about 12 p.m., E.T. the following day.
  5. Prizes and Odds. Odds of winning depend on the number of eligible entries received.
  1. Winner Notification and Acceptance. Winners will be notified on or about 12 p.m., E.T. the following prize day and notified via email and/or direct message on winner’s social media account. Failure to reach winner after three (3) attempts may result in disqualification of winner, forfeiture of his or her interest in all prizes, and selection of a substitute winner from among all remaining eligible entries. To claim prize, the winner must pick up the prize at 20402 N 17th Pl., Phoenix, AZ 85024. The prize must be retrieved by the winner no later than 12 p.m., E.T. Friday, January 18, 2022. Valid photo id identification will be required. Winners may waive their right to receive prizes. Prizes are non-assignable and nontransferable. No substitutions allowed by winner. Prizes and individual components of prize packages are subject to availability and Sponsor reserves the right to substitute prizes of equal or greater value. Winners are solely responsible for reporting and payment of any taxes on prizes. Winners may be required to complete an affidavit of eligibility/liability and publicity release (except where prohibited by law) which must be returned as instructed by Sponsor. Failure to complete, sign and return the affidavit or release, or to comply with any term or condition of these Official Rules, may result in a winner’s disqualification, the forfeiture of his or her interest in the prize, and the award of the prize to a substitute winner. Except where prohibited, acceptance of any prize constitutes winner’s consent to the publication of his or her name, biographical information and likeness in any media for any commercial or promotional purpose, without limitation the Internet, or further compensation. Prizes not won and claimed by eligible winners in accordance with these Official Rules will not be awarded and will remain the property of Sponsor.
  2. Participation. By participating, entrants agree to be bound by these Official Rules and the decisions of Sponsor. Sponsor reserves the right to disqualify persons found tampering with or otherwise abusing any aspect of this Sweepstakes as solely determined by Sponsor. In the event the Sweepstakes is compromised by a virus, non-authorized human intervention, tampering or other causes beyond the reasonable control of Sponsor which corrupts or impairs the administration, security, fairness or proper operation of the Sweepstakes, Sponsor reserves the right in its sole discretion to suspend, modify or terminate the Sweepstakes. Should the Sweepstakes be terminated prior to the stated expiration date, Sponsor reserves the right to award prizes based on the entries received before the termination date.
  1. Construction. The invalidity or unenforceability of any provision of these rules shall not affect the validity or enforceability of any other provision. In the event that any such provision is determined to be invalid or otherwise unenforceable, these rules shall be construed in accordance with their terms as if the invalid or unenforceable provision was not contained therein.
  2. Sponsor. E5 12 Days of Christmas Giveaway is sponsored by E5 Home Loans. The decisions of Sponsor regarding the selection of winners and all other aspects of the Sweepstakes shall be final and binding in all respects. Sponsor will not be responsible for typographical, printing or other inadvertent errors in these Official Rules or in other materials relating to the Sweepstakes. For a list of winners (available after Friday, December 17, 2021), send a self-addressed, stamped envelope to “Winners List, Attn: E5 12 Days of Christmas Giveaway, 20402 N 17th Pl., Phoenix, AZ 85024. If you have any questions regarding this Sweepstakes, please contact Larry Cappelletti at (888) 434-1701 or

Capp Mortgage, L.L.C. dba E5 Home Loans does business in accordance with Federal Fair Lending Laws. Information, rates and programs are subject to change without notice. All products are subject to credit approval. Other restrictions may apply. Not all customers will qualify. Product availability varies based on loan amount and state.

Capp Mortgage, L.L.C. dba E5 Home Loans

20402 N. 17th Pl., Phoenix, AZ 85024 | (888) 434-1701

E5 NMLS# 157933 AZ MB-1003580LO