Latest Articles

Valuing your house

If you want to sell or refinance, it’s very important to understand the true value of your home.  Many factors impact your home’s value, including: Market demand Recent sales in your immediate area (comps) The condition of your home Improvements you’ve made It’s no secret most homeowners go online to get a basic home value […]

Plumbing Tip: Check Water Supply Lines

Every toilet and sink in your home has water supply lines that connect to the home’s freshwater system. A toilet will have one supply line and every sink has two – one for hot and one for cold.  Plumbing experts encourage homeowners to inspect and replace older, outdated water supply lines sooner than later.  Here’s […]

Credit Score: What makes up your FICO score

Your credit score can mean the difference between qualifying for a home loan or being denied.  Even more so, it can impact the interest rate you might qualify to receive.  So, what makes up your credit score? Your FICO score is a three-digit number generated by a mathematical algorithm using your prior payment history as a benchmark, […]

Rate Increase by Fed of 0.25%

What does Fed Rate Increase Mean for Mortgage Rates? Not much now. This week saw the first rate increase by the Federal Reserve, as they raised their key interest rate by a quarter point for the first time since 2018. The US Federal Reserve central bank sets the Fed Funds Rate, which is the rate […]