Latest Articles

Holiday Safety Tips

Holiday safety is crucial to ensure that you and your loved ones can enjoy the festive season without unnecessary risks. Here are some holiday safety tips: Fire Safety: Use flame-resistant decorations. Keep candles away from flammable materials and never leave them unattended. Check holiday lights for frayed wires or other defects before use. Turn off […]

FHA Announces 2024 Loan Limits

The Federal Housing Administration (FHA) announced new 2024 loan limits for the upcoming calendar year. The 2024 limit is $498,257 for one-unit properties in low-cost areas (increased from $472,030 in 2023). The new loan limits are effective for FHA case numbers assigned on or after January 1, 2024. The National Housing Act requires the FHA […]

New 2024 Conforming Loan Limits

The Federal Housing Finance Agency (FHFA) released the new 2024 conforming loan limits for conventional and VA loans* effective November 29, 2024. The 2024 limit is $766,550 for VA and one-unit conventional loans (increased from $726,200 in 2023). Each year, the Federal Housing Finance Agency (FHFA) evaluates conforming loan limits and makes adjustments to account for […]

Summer Energy Saving Tips

Here are some energy-saving solutions specifically for the summer season: Use natural ventilation: Take advantage of cooler evenings and mornings by opening windows and allowing fresh air to circulate through your home. Use fans to help with air circulation and create a cooling breeze. Set your thermostat wisely: During the summer, set your thermostat to […]

Valuing your house

If you want to sell or refinance, it’s very important to understand the true value of your home.  Many factors impact your home’s value, including: Market demand Recent sales in your immediate area (comps) The condition of your home Improvements you’ve made It’s no secret most homeowners go online to get a basic home value […]